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Whatever your home financing needs are, we have the loan that is right for you!
LOW DOWN
PAYMENT PROGRAMS
3.5% Down Payments
540 FICO Acceptable
Low, Fixed-Rates
CONVENTIONAL
LOANS
5% Down Payments w/620 min FICO
Best Option for Loans $484,350 +
All Property Types (inc. Condos & Co-ops)
BUY & RENOVATE WITH ONE LOAN
3.5% Down Payments
Buy & Renovate or Refi
& Renovate with One Loan
Great for Investment Properties
Low FICO Eligibility
REFINANCE YOUR MORTGAGE
Cash-Out Refinancing
Debt Consolidation
Lower Your Monthly Mortgage Payments
100% FINANCING FOR VETERANS
100% Financing
No Money Down
No Private Mortgage Insurance Required
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Up to $2 Million
Low, Fixed-Rates
One Loan - Not Multiple Mortgages
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Get ahead of the buying line and try our CommitFirstTM Program!
CommitFirstTM is not your ordinary pre-qualification or pre-approval; it is a fully underwritten credit approval. When you have a CommitFirstTM conditional* credit approval, your offer to a seller is taken very seriously because it is the strongest approval you can receive.
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Blemished credit may prevent you from receiving a mortgage. Mid-Island Mortgage understands that many borrowers face situations that compromise their credit score. We are experts in working closely with our customers to help them understand every aspect of the application process and strategies for overcoming imperfect credit history to obtain mortgage financing. Contact us today about options that may available to you.